Stablecoins and tokenised deposits are emerging as major disruptors in payments and deposits.
anks must diversify revenue beyond interest income to stay resilient.
Legacy systems and siloed data are holding back digital transformation.
Financial crime risks are increasing due to AI driven fraud and digital asset activity.
Regulatory expectations around compliance, digital assets and AI are getting tougher.
– Banks that act early on technology, risk and strategy will lead the industry beyond 2026.
customer expectations in banking