Introduction to Umbrella Insurance Policies
Umbrella insurance policies are a vital component of a comprehensive risk management strategy that provides an additional layer of protection above and beyond standard insurance policies. Essentially, they extend your liability coverage, addressing gaps that might arise from your home, auto, or any other personal insurance. But what exactly does umbrella insurance cover? In short, it is designed to shield you from significant financial loss in cases of lawsuits or claims that exceed your standard policy limits.
