About Us

At a glance

  • FinInfoBlog publishes free, plain-English guides and 48 free calculators and tools for U.S. banking, credit, loans, mortgages, investing and insurance.
  • Founded and led by Chanchala, who has 9 years of experience in banking and lending.
  • Every guide is researched from primary sources such as the Federal Reserve, FDIC, IRS and CFPB, and checked for accuracy.

Our mission

Money decisions shouldn’t require a finance degree. FinInfoBlog exists to help Americans understand their options, including where to keep savings, how to borrow for less, how to build credit and how to invest for the long term, so they can make confident decisions on their own.

Who we are

Chanchala, founder and lead writer of FinInfoBlog
Chanchala, Founder & Lead Writer

FinInfoBlog was founded by Chanchala. She holds a B.Sc. in Mathematics (Honors) and has 9 years of experience in banking and lending. That background shapes how we work: we show the math behind every example, compare real costs, and explain trade-offs instead of just giving opinions.

Our editorial team includes banking professionals with hands-on experience in lending, deposits and credit appraisal, so our guides reflect how banks and lenders actually make decisions.

What we cover

  • Banking: savings accounts, CDs, checking, online banks and credit unions
  • Credit cards: rewards, balance transfers and credit scores
  • Loans: personal, auto, student loans and debt management
  • Mortgages: rates, home buying and refinancing
  • Investing: retirement accounts, index funds and long-term strategy
  • Insurance: life, health, auto and home coverage
  • Personal finance: budgeting, saving, earning and planning
  • Free financial calculators: mortgage, loans, savings, retirement, taxes and more

Our editorial standards

  • Accuracy first. Rates, contribution limits and rules come from official sources and published rate data, and we note the date we checked them.
  • Math you can check. Examples are calculated, not estimated, and we explain the assumptions.
  • Independence. Advertising never decides what we write or recommend. Ads are clearly labeled.
  • Regular updates. We review high-traffic guides when rates or laws change and show the last-updated date.
  • Corrections. If we get something wrong, we fix it promptly. Tell us through our contact page.

Read the full Editorial Policy.

Important: FinInfoBlog provides general educational information, not personalized financial, investment, tax or legal advice. Please read our disclaimer and talk to a qualified professional about your specific situation.

How we make money

FinInfoBlog is free to read. We earn revenue from advertising displayed on the site, which keeps every guide and calculator free. See our Advertising Disclosure, Privacy Policy and Terms and Conditions.

Contact us

Questions, suggestions or a correction? Reach us through our contact page.