401(k) vs. Roth IRA in 2026: Contribution Limits, Tax Rules and Which to Choose First
For 2026 you can put $24,500 in a 401(k) and $7,500 in an IRA. Compare taxes, income limits and withdrawal rules, and see the order most savers should follow.
Retirement
401(k), IRA, Roth IRA, Social Security and retirement planning.