First-Time Homebuyer Programs in 2026: Low Down Payment Loans and Assistance Grants
Compare FHA, VA, USDA, HomeReady and Home Possible loans plus state down payment assistance. See down payment minimums, credit requirements and how to apply.
Home Buying
First-time buyers, down payments, FHA, VA and buying a home.
FHA Loans for Bad Credit in 2026: Credit Score Rules, Down Payment and How to Qualify
You can get an FHA loan with a credit score as low as 500 (10% down) or 580 (3.5% down). Here’s how FHA requirements, mortgage insurance and costs work in 2026.