First-Time Homebuyer Programs in 2026: Low Down Payment Loans and Assistance Grants
Compare FHA, VA, USDA, HomeReady and Home Possible loans plus state down payment assistance. See down payment minimums, credit requirements and how to apply.
Mortgages
Mortgage rates, home loans, first-time homebuyer programs, refinancing and real estate guides for U.S. homebuyers.
Best Mortgage Types for 2026: How to Choose a Home Loan and Get a Lower Rate
30-year mortgage rates averaged 7.32% in late October 2026. Compare conventional, FHA, VA, USDA and jumbo loans, and learn the steps that lower your rate.
FHA Loans for Bad Credit in 2026: Credit Score Rules, Down Payment and How to Qualify
You can get an FHA loan with a credit score as low as 500 (10% down) or 580 (3.5% down). Here’s how FHA requirements, mortgage insurance and costs work in 2026.