401(k) vs. Roth IRA Comparison 2025: Which Retirement Plan Is Best for You?

A middle-aged couple reviewing their retirement plan on a laptop with a puzzle background featuring Social Security and 401(k).

401(k) vs. Roth IRA : The Great Retirement Showdown

When it comes to retirement planning, the options can often feel like a game of “Choose Your Own Adventure.” You have your trusty 401(k), that beloved employer-sponsored plan filled with tax benefits and the sweet, sweet promise of future wealth. On the other hand, there’s the enticing Roth IRA, boasting tax-free withdrawals that sound like a dream come true. But which one is right for you? This is where our “401(k) vs. Roth IRA comparison 2025” comes into play.

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