Banking Technology in 2026: 7 Changes That Affect How You Bank
Instant payments, open banking, AI, BNPL, stablecoins and passkeys are changing U.S. banking. Here’s what each means for your money and how to stay safe.
Chanchala
Chanchala is the founder and lead writer of FinInfoBlog. She holds a B.Sc. in Mathematics (Honors) and has 9 years of experience in banking and lending. She writes plain-English guides on savings, CDs, loans, credit and personal finance for U.S. readers, and makes sure every example shows the math behind the money decision.